Huma Finance price

Huma has caught the attention of Visa! HUMA is mentioned in Visa's latest report, which is quite interesting. They are starting to seriously study stablecoin lending and specifically named Huma Finance! Stablecoins are no longer just payment tools; they are being viewed by mainstream institutions as the next generation of credit infrastructure. The report mentions that Huma's monthly transaction volume has exceeded $500 million, with liquidity around $140 million. More importantly, Huma's lenders have an average annualized return of over 10%, which is more than 50% higher than the traditional lending market. These numbers may not seem large, but they convey a message: Huma merges payment flows and financing flows, turning them into an on-chain supply chain credit system. ▰▰▰▰▰▰▰ What are the pain points of traditional banks? Cross-border financing is slow, collateral is heavy, and the interest spread is thick. Huma's PayFi model allows funds to be financed at the time of settlement, with real-time tracking and automatic clearing. This means that capital can move on-chain, not locked in pools, but earning returns through transactions. ▰▰▰▰▰▰▰ Summary I believe Visa naming Huma is not a coincidence. After the passage of the GENIUS Act, the regulatory path in the U.S. has opened up, and institutions will start looking for infrastructures that can truly make stablecoins flow. Huma is perfectly positioned in this regard. DeFi has taught people about yields, but PayFi may lead to a re-understanding of credit. This wave is not about making quick money, but about mechanisms that can retain systemic value. #KaitoYap @KaitoAI @humafinance #Yap $HUMA

With PayFi, T+0 will be the new norm. At PayFi Summit Singapore, @MapleLeafCap from @FoliusVentures and @Mable_Jiang from @trendsdotfun sat down to explore everything from Token Flywheel to Payments and the rise of the Information Capital Market. Here’s what they unpacked: - Token buybacks and the venture landscape - PayFi adoption among major payment companies - Info-Fi monetization: creators, streamers & IP-driven communities